Critical Questions to Ask Your Financial Advisor

Ask your financial advisor about their qualifications, experience, and whether they are legally required to act in your best interest.

Understand exactly how they are paid, including commissions, management fees, fund expenses, and other account charges.

Ask how they will create a financial plan based on your goals, income, risk tolerance, taxes, retirement needs, and changing circumstances.

Have them explain their investment strategy, recommended asset allocation, diversification, expected risks, and approach during market downturns.

Discuss retirement planning, insurance coverage, tax strategies, estate planning, and how often your plan will be reviewed.

Before signing, ask about conflicts of interest, alternatives to their recommendations, account access, and how you can end the advisory relationship.

Corgage helps: upload your statements and fee schedules, and Vera breaks down what you are really paying, how your portfolio is allocated, and how it has performed. It helps you walk into every advisor meeting with clear, data-backed questions instead of guesswork.