What Is the 70/20/10 Rule in Investing?
Corgage Team · · 1 min read
The 70/20/10 rule in investing is a guideline for dividing your portfolio among different levels of risk. About 70% is typically placed in diversified, relatively stable investments such as index funds, bonds, or a balanced portfolio. Another 20% may go toward higher-growth investments, including sector funds, emerging markets, small-cap stocks, or real estate. The remaining 10% is reserved for speculative investments, such as cryptocurrency or individual stocks. This rule is not universal, and your ideal allocation should reflect your financial goals, time horizon, and risk tolerance.
Corgage helps you turn raw data files into clear, plain-English analysis in minutes, so you can see exactly where your numbers stand before you commit to an allocation. It helps you track balances, spot trends, and model what-if scenarios across your investments without needing to learn spreadsheet formulas or hire an analyst.
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